Property Invest

Seek loan substance

CONSUMERS will benefit from the escalating battle of the banking giants but experts are warning loan-holders to be wary of switching banks on a whim.

Rates relief - for now

MORTGAGE holders should be spared any interest rate rises in the short term but should brace for a couple in the second half of the year, experts say.

Make dream a reality

CRACKING into SA's housing market is becoming more difficult for first-time buyers but with a plan, and even some help, the dream can be realised.

Save from first payday

IT is never too soon to start saving for your first home, especially in today's tough property market, money experts say.

Investors look north

LOW price points and high rental yields are attracting a variety of investors to look north of the city.

Time for a check-up

MORTGAGE holders should have a loan check-up, with interest rates expected to keep moving out of home-owner comfort zones during 2011.

Look before you leap

A HOUSE is generally the most expensive purchase a person will make so it is vital to do your research to know what you are getting for your money.

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Invest in your nest

HOME owners looking for some extra cash to finance renovations or investments may not need to look any further than their home loan for the funds.

Gearing up for success

MANY are familiar with the tax benefits of negative gearing but because it requires risk, you need to ensure you are in a position to maximise them.

Bank on the home

A REVERSE mortgage loan can be a great way for older South Australians to unlock finance against the value of their home.

Invest in escapism

INVESTING in a holiday home or apartment can be a smart way to buy your own getaway while still generating a rental income.

Owners sitting pretty

HOMEOWNERS can breathe a sigh of relief with the official interest rate expected to stay on hold until at least March next year.

Swot up for first home

BUYING your first home is one of the most exciting and stressful times in your life.

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Gilt-edged tenants

PROPERTY investors should do everything they can to keep the perfect tenant because it will pay off in the long run, industry experts say.

Fixed rates vs variable

FIXED home loan rates offer borrowers budget security and stability as Australia's economy strengthens and rates are tipped to rise, lenders say.

Planning a portfolio

BUILDING a balanced real estate portfolio is much the same as a chess game - you're likely to win if you take a planned and strategic approach.

Counting the cost

MORE landlords are being forced to claim on their insurance as thefts rise and the value of stolen property increases, a landlord insurer says.

Rate rise on the way

MAJOR lenders say the official interest rate will remain steady for now but home owners should expect a rise late this year or early next year.