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Credit Card Comparison


Credit Card Myth #1

You need to keep all your banking together at one institution.

Your ideal savings account, credit card and transaction account may not be at one bank. It's your money, so shop around for the rates and features you want.

 

Australia’s best credit card hints and tips

InfoChoice has compiled a list of what it considers are the best credit card hints and tips to help Australians save money.
Read full article >

 

Review Credit Cards

Simply select the features you require using our search selector or browse from the listings based on what type of card you want.

Low Rate Cards

Balance Transfer Offers

Introductory Rate Offers

Platinum & Gold Cards

Reward Cards

Business Cards

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Today's Featured Credit Cards

ANZ Low Rate MasterCard (Balance Transfer Offer) Factsheet  >

Credit card image
  • 13.49% p.a. for purchases (21.74% p.a. for cash advances).
  • Up to 55 interest free days.
  • $58 annual fee.
    Visit ANZ's website for conditions and full details.
  • Up to three additional Cards at no extra cost.
  • 24/7 Falcon™ around the clock monitoring for suspicious transactions on your card.
  • Pay 2.9% pa on balances transfered for 18 months - a special offer for new customers who apply by 19 March 2011.
Visit Site
 
 
 

Virgin No Annual Fee Credit Card Factsheet  >

Credit card image
  • 16.95% p.a. for purchases (20.99% p.a. for cash advances).
  • Up to 45 days interest free.
  • $0 annual fee. Ever.
    Visit Virgin’s website for conditions and full details.
  • Why pay an annual fee just to use your credit card?
  • Enjoy a 6 month balance transfer rate of 2.90% p.a. for qualifying balances on your old card.
  • Gain access to Virgin family offers.
Visit Site
 

 


Low Rate Credit Cards
Balance Transfer Credit Cards
5 Balance Transfer Cards
0%6 mths Macquarie Visa Platin ... Details
1.9%9 mths BOQ Gold Visa Card Details
2.9%18 mths ANZ First Visa Card ( ... Details
2.9%18 mths ANZ Balance Visa Details
2.9%12 mths Citibank Gold Card Details
MORE BALANCE TRANSFER CARDS
Platinum & Gold Credit Cards
Product Image Conditions Apply
ANZ Frequent Flyer Platinum (20,000 pts bonus offer)
  • Earn 20,000 bonus Qantas Frequent Flyer P ...
  • * 20,000 bonus Qantas Frequent Flyer Poi ...
Product Image Conditions Apply
American Express Platinum Card
  • Platinum membership means distinctive exp ...
  • Extensive travel and lifestyle benefits, ...
Cash Back Cards & Rewards Credit Cards
Product Image Conditions Apply
American Express Platinum MoneyBack Credit Card
  • Use your American Express Platinum MoneyB ...
  • Then you'll save 1% with no limit to your ...
Product Image Conditions Apply
ANZ Frequent Flyer (20,000 pts bonus offer)
  • Earn 20,000 bonus Qantas Frequent Flyer P ...
  • * 20,000 bonus Qantas Frequent Flyer Poi ...
Introductory Rate Credit Cards
5 Low Rate Intro Credit Cards
9.99%12 mths Aussie MasterCard Details
0%12 mths NAB Gold Card (0% Bal ...
0%5 mths Westpac 55 Day
1.99%6 mths NAB Standard Card
3.99%6 mths True Blue Credit Card
MORE INTRO RATE CREDIT CARDS
Business Credit Cards
Top 5 Low Rate Business Cards
10.65%
Heritage Visa Busines ...
12.25%
Commonwealth Business ...
12.25%
Commonwealth Corporat ...
12.95%
Heritage Visa Busines ...
12.99%
Newcastle Permanent B ...
MORE BUSINESS CREDIT CARDS

Credit Card News

The best balance transfer deals

The best zero rate balance transfer deals now available, according to Infochoice, are the HSBC credit card Coles Group Source Mastercard and Macquarie platinum Visa Read full article

Credit card spending going up up up

Credit card spending is returning to long-term growth rates, after flattening out in 2009 and much of 2010 Read full article

Low rate, low fees count in credit cards

Discounts and offers are not the most important factors for consumers when choosing a credit card Read full article

Shoppers get bargains from their credit cards

Many credit cards in 2010 introduced or enhanced their discounts and free offers to their cardholders but many cardholders still dont know about these great deals Read full article

Extended warranty card bundle may be worth it

There are some decent offers available in the credit card space at moment Read full article

13 new credit cards shake up market

A range of new credit cards is shaking up the market, and with competition comes opportunity Read full article

Average credit card costs more than rewards

The average credit card holder spends about $1200 per month or about $14,000 per year on their card according to data from the Reserve Bank of Australia Read full article

More Credit Card News >

Credit Card Guides

Balance Transfer Credit Card Offers

Cutting back on the interest expense is not the only way you can save money with a balance transfer credit card. Read full article

Keeping credit card costs to a minimum

Keeping credit card costs to a minimum Read full article

Australian credit card types: Credit Card Rewards

Everyone enjoys the idea of a credit card that rewards you for spending money, but Caveat Emptor! Read full article

Australian credit card types: Balance Transfer

Balance transfer credit cards are all the craze at the moment and it is easy to see why. Read full article

Australian credit card types: Rates and Fees

Consumers are aware that there are many different types of credit cards available and the better understood ones are the ones that draw focus to rates and fees. Read full article

Choosing a Balance Transfer Card

Consumers are not short of choice when it comes to balance transfer credit cards. Picking the one that is right for you depends on a number of factors. Read full article

Credit Card Comparison

The Australian creedit card market literally offers hundreds of credit cards that is making it more important than ever to know exactly what is on offer before you sign on the dotted line. Read full article

More Credit Card Guides >



Choosing a Credit Card

Looking for a credit card? We can help you sort through the 200+ cards on the market, You’ll need to decide whether you want a low-rate credit card or a rewards card or perhaps you’d prefer a frequent flyer based card or a Platinum card with lots of rewards and lifestyle benefits. Would an interest-free period be your best bet or do you want to transfer you’re balance from anther card? Simply select the features you require using our search selector or browse from the listings based on what type of card you want and you are away.

If you are looking to consolidate your debt with a credit card, you should take a look at our balance transfer cards and low rate card comparisons. Credit cards can be an alternative to a personal loan; you can often get a card with little or no rate for up to 12 months. Make sure you check the standard rate doesn't revert back to a high interest rate once the transfer term ends.

Pay your balance at the end of each month? Then a gold card, platinum card or rewards card may be what you're after. Not sure who offers the best return on how much you spend? Search our listings and use the spend required for $100 reward comparison or the spend for a Sydney to Melbourne flight comparison.

Can’t decide between 2 or more cards? Create a shortlist with our unique ‘Credit Card comparison’ tool, just tick the box next to the cards you like and hit the 'compare selected' button. Once you have found your credit card, use the 'Apply button' to connect you to the provider.

When it comes to your credit card, it pays to make the right choice. At infochoice we make it easy to find the best credit card, choose the credit card on your terms – not the banks’.